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Terms of Use is currently provided free-of-charge to users who agree to abide by the terms and conditions of this Agreement. HK Phil reserves the right to change the nature of this relationship at any time, and to revise its privacy policy and terms and conditions from time to time as HK Phil sees fit. Users who violate the terms of this Agreement will have their access canceled and they may permanently be banned from using the site and any interactive services.

Users should check these terms and conditions periodically. By using the site after we post changes to these terms and conditions, you agree to accept those changes, whether or not you actually review them.


Entering the site will constitute your acceptance of the terms and conditions set out in HK Phil's privacy policy. If you do not agree to abide by these terms, please do not enter the site.